Our Services
Let Us Assist You in Monitoring and Repairing Your Credit Score
Be Prepared. Know Your FICO® Credit Score.
Try 7 days for $1 then $27.99/mo
- 3-Bureau Reports & FICO® Scores
- 1-Bureau Daily Monitoring & Alerts
- Dark Web & Internet Monitoring
- Fraud Restoration*
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Everything you need to Take Control of Your Credit & Identity
What We Do
Our Basic Services
In-Depth Credit Report Review
We conduct a thorough examination of your credit report to pinpoint errors, outstanding debts, and areas needing improvement. Our detailed review helps identify any inaccuracies or discrepancies that could be impacting your credit score. We also highlight specific areas where you can make enhancements to strengthen your credit profile, setting you on a path to better financial health.
Credit Education
Gain a clear understanding of how the credit system operates with our comprehensive explanations. We provide practical tips and actionable strategies to help you improve your credit score. Our goal is to equip you with the knowledge you need to make informed decisions and boost your credit health.
Action Plan Development
We create a personalized action plan tailored to address your specific credit issues and help you achieve your financial goals. This plan outlines clear steps and strategies designed to improve your credit situation and set you on the path to financial success.
Error Disputes
We handle the process of filing formal disputes with credit agencies to correct any inaccurate information on your credit report. Our goal is to ensure that your credit history accurately reflects your financial activities and helps improve your credit score.
Our Advanced Services
Continuous Credit Monitoring
We provide regular tracking of your credit report to detect any changes or suspicious activity. Our ongoing monitoring helps ensure that your credit information remains accurate and allows us to address any issues promptly, protecting your financial health.
Credit Building
We offer strategies to establish or rebuild a positive credit history, including options like obtaining secured credit cards or small loans. These methods help you build a solid credit foundation and improve your credit score over time.
Home Buying Preparation
Receive expert guidance on improving your credit to qualify for a mortgage and secure the best interest rates. We provide tailored advice and strategies to enhance your credit profile, making you a more attractive borrower and helping you achieve your homeownership goals.
Bankruptcy Management
We assess whether bankruptcy is a viable option for resolving your debt issues and provide assistance throughout the legal process. Our support includes evaluating your financial situation, guiding you through the bankruptcy procedure, and helping you understand the implications for your financial future.
Identity Theft Protection
We offer services to safeguard your identity and provide support if you become a victim of information theft. Our protection measures help prevent identity theft, and if it occurs, we assist in resolving the issue and mitigating any damage to your financial standing.
What Makes Us Different
Tailored Solutions: We provide customized strategies based on your unique credit profile and financial goals, ensuring that our services are specifically designed to meet your needs.
Expert Guidance: Our team includes FICO experts who offer clear explanations and practical advice to help you understand and improve your credit score effectively.
Proactive Monitoring: We offer continuous credit monitoring to detect changes or suspicious activity promptly, allowing us to address issues before they become significant problems.
Holistic Approach: From identifying and disputing errors to providing credit-building strategies and home-buying preparation, we cover every aspect of credit management to help you achieve long-term financial success.
Transparent Process: We believe in transparency and keep you informed throughout the process, so you always know where you stand and what steps are being taken on your behalf.
Supportive Services: In addition to credit repair, we offer identity theft protection and bankruptcy management, providing a full spectrum of support to address all your financial concerns.
Our Process for Credit Repair
01 Consultation and Education
We kick off by giving you a complimentary summary of your Equifax credit report and scheduling a consultation with a FICO expert. Our expert will guide you through understanding your credit report, explaining both the positive and negative factors affecting your credit score.
02 Identifying Pain Points
With Gold Prime Solutions' experience and advice, you can easily identify and flag items on your credit report that may be unverifiable, outdated, misleading, or incorrect. We take care of filing these disputes with the credit bureaus for you.
03 Continue Building Credit
Disputing inaccuracies on your credit report is just one step in the credit restoration process. To achieve excellent credit, it's crucial to build positive credit history as well. At Gold Prime Solutions, we offer credit builder tools designed to help you establish and maintain a strong credit profile.